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Credit Union

A credit union is a self-help non-for-profit cooperative in which members combine their savings to offer each other low-interest credit.

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Brown & Brown Insurance Brokers (UK) Limited

About our wider team: Brown & Brown Insurance Brokers (UK) Limited

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FAQs - Insurance Pricing

The way which insurers calculate the costs associated with an insurance policy can be a complicated process due to several factors, factors which impact these decisions and heavily influence the level of risk determined to be associated with any one policy.

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Personal

Personal Insurance is a collective name for the different types of insurance products available to cover the personal items and possessions you may own and activities you carry out.

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Our charity quiz night helped to raise more than £5000 for Ukraine Emergency ambulance appeal!

Sagar Insurances

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Commercial

Commercial Insurance is a variety of insurance cover specifically designed to protect businesses from potential risks and liabilities.

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Cookies

Cookies are small text files that can be used by websites to make a user's experience more efficient

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Modern Slavery Statement

Modern Slavery Statement

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Complaints

Our aim is always to provide our customers with a first-class service, however we are aware that, occasionally, it is possible that we may fail to meet your expectations.

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Privacy Policy

This privacy notice tells you what to expect when Brown & Brown collects and processes your personal information.

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Terms of Business

We offer a wide range of insurance products and have access to numerous insurers in the marketplace

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Covid 19: FCA Test Case Update

The High Court sat in session on the 2nd October 2020 to hear submissions from Insurers seeking leave to appeal the judgement that was handed down on the 15th September 2020

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Covid 19 Update

As the COVID-19 situation develops, we want to reassure our clients that Sagar Insurances / Thomas Cook Insurance Brokers has deployed business continuity plans to minimise impact on our staff, whilst continuing to provide a full service to you in these challenging times.

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Sagars acquires local broker Thomas Cook & Son

Thomas Sagar Insurances (Sagars) – part of Global Risks Partners – has acquired Thomas Cook & Son Insurance Brokers (Thomas Cook)

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Survey feedback from over 4,600 GRP clients rates GRP brokers as “Excellent”

GRP recently emailed over 80,000 commercial broking clients to gain feedback from them on our broking business’ performance using data taken from GRP’s central Data Warehouse.

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Cyber Risk Calculator

Test your cyber risk with our calculator - At Sagar, we understand that technology companies have a growing exposure to cyber risk and we are here to help

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Terms of website use

This terms of use (together with the documents referred to in it) tells you the terms of use on which you may make use of our website sagarinsurances.co.uk (our site), whether as a guest or a registered user.

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Claims

At Sagar Insurance, one of our Account Executives will be assigned to your claim in order to provide the most bespoke and personal insurance solution

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Blog

Keep an eye on Sagar Insurances blog - fresh updates about the company and the insurance sector

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Contact us

Contact Sagar Insurances if you need any insurance help: business, private or corporate insurance solutions

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Thank you

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About us

We’ve been meeting the insurance needs of our commercial and personal clients for over 60 years.

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Home

Sagar Insurances offer a chartered standard service, with more than 60 years in business and we are a member of a national network

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How to protect your business from a data breach

To help you protect your business against a potential data breach, first of all it is useful to be aware of how they occur

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Do I need Car Insurance if I’m not Driving my Car?

If you’re a first-time driver, it can sometimes be difficult to find the right kind of insurance for your car

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Sagar Insurances tackle Pendle Hill in aid of the Pendleside Hospice

Sagar Insurances are proud to reveal that we have raised over £400 for the Pendleside Hospice after recently completing a charity climb of Pendle Hill

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Sagar to walk Pendle Hill for Pendleside Hospice

Every year, the team at Sagar Insurances organise an activity to help a charity of their choice

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Sagar Insurances Join the GRP Group

In April 2018, Sagar Insurances were acquired by Global Risk Partners Group (GRP).

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Guide to commercial vehicle insurance

Each and every day, millions of light goods vehicles take to the roads of the U.K.

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The Sagar sponsored East Lancs Chamber of Commerce Curry Club is a big success!

When it first became official that Sagar Insurances would be sponsoring the East Lancs Chamber of Commerce Curry Club

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Sagar Insurances are supporting the fight against polio!

Sagar Insurances are proud to be sponsoring Malcolm Baldwin and Bill Honeywell as they take part in the Purple4Polio Rotary Grand Tour

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Why should you use an insurance broker?

Finding the right insurance, especially when it comes to specialist or unusual policies can be difficult, and shopping around for packages can leave you feeling lost

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Do you need to have Landlord Insurance by law?

Landlord Insurance is a cost-effective way to protect you and your property against any damages, claims or legal costs that may occur when renting out your home

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Sagar Insurances & Stone Oak working together against flood damage

Sagar Insurances is delighted to be working with Stone Oak Ltd, a leading provider of damp proof and timber solutions throughout the North West

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Business Insurance Packages

For over 50 years, Sagar Insurances have looked after local businesses by providing tailored business insurance packages to look after their assets

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Understanding the new Insurance Act

The new Insurance Act comes into force on 12th August 2016, representing the most significant change to insurance contract law in the UK for over 100 years

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What is GDPR and how will it affect your business?

The General Data Protection Regulation or GDPR is new legislation, aiming to keep customer and client information safe from fraud.

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Is flood insurance covered in home insurance policies?

The government has set up a scheme called FloodRe which enables homeowners to find affordable home insurance with flood cover

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Sagar attends Accrington Stanley annual photoshoot

The event will include photography for the new season of individual players and the full squad for the season

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What new landlords need to know about insurance

Commercial property insurance is complex and intricate cover that protects landlords against several possible risks

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How you can protect your business against ransomware?

As a business owner, you have the responsibility of protecting your customers’ data from a security breach

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Rossendale Flood Fayre sponsored by Sagar Insurances

The event was organised by The Rawtenstall Flood Forum and Sagar Insurances were proud to sponsor and support the event for the local community

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Sagar attends President’s Ball

Sagar Insurances recently attended the East Lancashire Chamber of Commerce President’s Ball at the Dunkenhalgh Hotel in Blackburn

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What is cyber liability insurance?

In recent years, as businesses take more of their data online, cyber liability insurance has become a necessity when covering risks associated with loss

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Flood Fayre 2017

Sagar Insurances has partnered with The Rawtenstall Flood Forum to provide information and advice to local residents and businesses about the risks of flooding in the area

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Sagar Partners with Accrington Stanley Football Club

Sagar Insurances has been an established broker in the Lancashire area for over 50 years and our Chartered status recognises our rigorous standards of professionalism, quality and capability

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NHS cyber attack: is your business protected?

Earlier this week, one of the most widespread cyber-attacks in history took place.

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Things to consider when buying a house in a flood risk area

Flooding can be a major issue to anyone buying a new house or property

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Ogden table adjustments affect personal injury claims

The Ogden tables are a set of statistics used by the insurance industry, to determine compensation and pay outs following an insurance claim

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Specialist Business Insurance

Sagar Insurances has been providing insurance to homes and businesses across the North West for over 40 years

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Welcome to Sagar Insurances!

We are an accessible, proactive business partner who fully understands the risks our commercial clients face

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Personal Insurance from Sagar Insurances

Sagar Insurances have been providing a range of personal insurance policies to clients for the last 60 years.

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What business insurance do I need?

Each business has slightly different needs, and it is important to make sure that the risks your business can face are covered

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Sagar annual walk

agar’s Annual Walk will take place on the 25rd June 2016, in aid of charity, with clients, insurers and friends all invited.

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Sagar celebrates one-year anniversary in new offices

One year ago, on 23rd – 25th May 2015, a bank holiday weekend, Sagar moved into new offices on Shuttleworth Mead

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Sagar to attend IP Seminar

Sagar clients and prospects are invited to attend an IP Seminar on 23rd June 2016

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Would you know what to do in the event of a flood?

Almost 5 million people in England are at risk of flooding and this is only going to increase with a changing climate.

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Two thirds of SMEs operating without PI cover

New research from small business insurer Direct Line for Business reveals that only a third of SMEs currently have professional indemnity insurance

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Top tips for keeping your business safe online

Many SMEs don’t consider cyber crime to be a significant risk, especially if they don’t sell online or believe they have anything worth stealing

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UK home insurance premiums fall to five-year low

The dramatic fall in burglary rates across Britain, plus fewer claims for flood and storm damage, have sent the cost of home insurance to a five-year low, with households in Norwich enjoying the lowest premiums in the country

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Cyber security and insurance to become compulsory by 2017

UK companies of all sizes will be required to have cyber security and insurance in place as part of Network and Information Security (NIS) and General Data Protection (GDPR) legislation

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Flood Claims puts the spotlight on Insurance Cover

During the Christmas and New Year period many business owners and individual home owners were affected by the latest flood weather surge

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Lancashire Flood Recovery Fund Appeal Launched

A Lancashire Flood Recovery Fund Appeal has been launched to support those in need in the county who are victims of Storm Desmond

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Happy New Year from Sagar Insurances

he Sagar Insurances team would like to wish all of our clients a Merry Christmas and a Happy New Year

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Self-employed businesses now exempt from health and safety rules

Up until now, all businesses (including self-employed people) had to comply with the two main Health and Safety legislations in the UK:

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Car insurance premiums up 5.2% with AA warning of further rises

The days of cheap car insurance are over, with the price of the average policy increasing by £27 to £549 and further rises to come

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Sagar Even Covers the Sun, Wind and Seas!

y 2020, by law, the UK has to meet 15% of energy demand from renewable sources

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There is a crisis

Sagar Insurances has come out top in a UK wide survey on the thorny topic of claims handling

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Help on Hand For Victims of Cyber Crime or Human Error

Digital connections are becoming the lifeblood of most of industry and commerce

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New Service to Boost Commercial Confidence

Sagar Insurances has launched a new service to provide its clients with Credit Insurance backed by a global expert in the field

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