Do I need Car Insurance if I’m not Driving my Car?

If you’re a first-time driver, it can sometimes be difficult to find the right kind of insurance for your car. Sagar Insurances can help you find the best deals on cover for your motor, but until then, have you thought about where to keep your car? Many younger drivers have inherited an older sibling’s vehicle or bought one ready for after they pass their test, but until you take out a policy it can be confusing as to where to keep your wheels.

Insurance for Parked Cars

Unfortunately, as of June 2011 no person can own a car without it being insured, even if you’re not driving it. This applies for cars that are kept on a public road, in the driveway or in your garage. This is due to legislation called Continuous Insurance Enforcement (CIE) which aims to reduce the number of uninsured drivers on the road. There is even a fine of up to £1,000 if you’re found without a policy on your vehicle.

However, there is a way to avoid prosecution if you aren’t currently behind the wheel of your uninsured car. Simply contact the DVLA and register a Statutory Off-Road Notification (SORN) for no cost. In fact, if there is any remaining tax on the vehicle this will be refunded to you. Don’t forget to re-tax it when you’re ready to drive again.

Car Insurance for Young Drivers

Insuring your first car can be a pain, especially when you’re under twenty-five. Choosing to apply through a broker might not occur to a younger generation, but did you know that you could save money when you use Sagar Insurances?

Our team work to find you the best possible deal and will go through policies with you to ensure you’re happy with your premium. You don’t have to wait to insure your car and leave your wheels feeling sad on your driveway!