Insurance for Property Owners

  • 80% of underinsured commercial properties are underinsured by 40%, are you one of them?

  • Do you fully understand the risks you face as a Property Owner?

  • Do you feel confident that your current insurance policies adequately protect your properties?

As a Chartered Insurance Broker you can be sure that you will be provided you with expert, specialist advice tailored to the specific needs of your business, whether you have a single buy-to-let or an extensive portfolio of commercial buildings.

The future of your business is important to us. We care about our clients and will take the time to fully understand the needs of you and your business.

Here at Sagar Insurances, we offer ease of access and can quickly provide you with a rebuild cost assessment, and help identify any hidden issues and risks faced by any property owner. Read more about what we offer with our property owners liability cover.

We are proud to be part of the GRP Group which benefits our clients through access to a wide range of A-rated insurance markets with enhanced cover offerings at competitive prices.


Insurance for Property Owners

Useful Policies

Sagar Insurances are here to bring you the best deals on property owner’s cover. There is a wide range to choose from, including flood insurance cover, material damage and loss of rent.


  • Bespoke flood insurance policies
  • Includes alternative accommodation should your house become uninhabitable
  • Sagars will accurately value your home and its contents so you’re not underinsured

Material damage

  • Fires, floods and earthquakes are all covered
  • Provides protection against damage or theft
  • Return the item that was damaged, stolen or lost back to its original state

Loss of rent

  • Cover for alternative accommodation fees
  • Protect against additional fees incurred by fire or flood
  • Covers you if your property becomes uninhabitable as a result of an insured event like fire or flood

Property owners liability

  • Landlords are covered against unexpected fees
  • Injury to third parties due to your property is included
  • Property Owner’s Liability covers cost of medical treatment, loss of earnings and any legal proceedings

Accurate sums insured

  • Desktop Valuations readily available
  • Some insurers will remove the average clause
  • Valuations carried out by RICS registered surveyors

Unoccupied properties

  • Restricted perils generally apply from the following options – Fire, Lightning, Explosion, Earthquake, Aircraft impact
  • Wider perils are available in certain circumstances
  • Sagars will guide you through the requirements to secure your unoccupied property

Get in touch

Choosing the right cover to provided comprehensive protection for your home can understandably be overwhelming at times, which is why Sagar Insurances are here to guide you every step of the way. Our team will ensure that you get the best policy to suit your requirements, so why not give us a call today on 01282 858284 to speak to an expert broker? Alternatively, you can arrange a call back at a time that suits you by leaving your contact details with us below.

We'd love to keep in touch with news and offers from time to time. Please let us know if you wish to receive info and updates from Sagar Insurances.

01282 858 279
01282 858 284

Why choose Sagar Insurances?

Whatever your policy needs, Sagar Insurances are confident that we can help protect your property with our database of trusted insurers. Whether you’re looking for a better deal than your current premium, or if you need a new type of cover all together, let Sagars guide you towards the best deal.

Insurance for Property Owners
Sagar Insurances