Plant and machinery needs to be inspected periodically to meet the statutory requirements for workplaces in the UK. They ensure the safety of employees and the public. The statutory inspection cover from Sagar Insurances can include sudden and unforeseen damages to plant and machinery.
This will also include breakdown of electrical plant, lifting equipment and explosion of pressurised plant. Additional covers are also available in respect of surrounding property, storage tanks and goods lifted.
The cover provides an inspection service for items of plant that need inspecting. Inspections are legally required on items such as lifting plant, pressure plant, and ventilation/exhaust systems. Legislation sets out specifically what type and how often particular items need to be inspected. Items that are not subject to statutory inspections, that you would like to be inspected, can be included.
This is a service contract and as such is subject to VAT rather than Insurance Premium Tax. The inspection contract can be extended to include certain insurance covers such as own surrounding property, sudden and unforeseen damage or accidental damage.
Various health and safety laws exist to make sure that plant equipment and machinery will not cause injury to workers or members of the public. Businesses, whether large or small, will be affected in some way and many of these will have a requirement of an engineering inspection contract.
If these laws are not complied with this could attract large fines, and in the most serious of cases, negligence could lead to the imprisonment of those responsible, and/or company directors. It is therefore necessary that the appropriate directors and proprietors of companies are aware of their duties regarding inspections, and making sure that the appropriate action is taken.
It’s now more important than ever to ensure that companies have their health and safety risks properly managed, to ensure that all laws are adhered to, and that you have done what you can to ensure the safety of the workers and public.
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