Cyber Liability Insurance Cover

Sagar Insurances provide insurance which covers a wide range of potential breaches and security issues. Our experts understand that a cyber attack can be a stressful experience for your business, so having the correct cyber cover is crucial.

Standard business insurance policies don’t cover cyber breaches

Cyber liability: What you need to know


Cyber liability policies give businesses protection against financial loss that is caused by the loss of personal and/or corporate data.

The policy concerns all first and third-party risks, covering everything from the loss of a single laptop to a full-scale security breach.

Businesses from a wide range of sectors can benefit from this kind of cover as all sectors experience security issues.

Crime insurance policies are different

Even if your business has never experienced a cyber breach before, it still requires cover.

Employees can make mistakes which makes a security issue more likely. As cyber criminals become more sophisticated in their attacks, it is about ‘when’ you need cover, not ‘if’.

Crime insurance is different to Cyber Liability in that it protects a company from loss of money, securities, inventory or other property resulting from fraud events.



Policies from Sagar Insurances protect companies against both financial loss and the third party costs attributed to a data breach. Losses are predominantly caused by viruses, hacks, DDoS(Distributed Denial of Service) attacks, extortion, phishing, but most commonly, human error.


Why does your business need cyber cover now?

All businesses insure their property and their assets but many do not cover their data. Data is incredibly important and you are often responsible for its safety.

Even the latest security systems can be subjected to attacks and be negatively impacted due to human error mistakes. Your system is critical to the day to day running of your operations, the longer it is down, the worse the situation for your business.

Cyber liability insurance can protect a range of costs including:



    • Rectification Costs (1st Party)

Notification Costs

Credit Monitoring

Loss of Income

Regulatory Fines as a result of a breach of the Data Protection Act 1998.
If you would like to find out more about which cyber policy is right for your business, Sagar Insurances have compiled a cyber risk calculator to reveal how vulnerable your business may be to cyber attacks. Find out your cyber risk score.

Technology companies can be at high risk of Cyber attacks read more about our insurance for technology companies.

Call now and let Sagar Insurances help your business to find the right protection and cover. Contact us online or call our specialists direct on 01282 858 279. You can also talk to an adviser via our live chat service, simply click the “Chat Now” button at the bottom right of this page.