Public Liability Insurance

Sagar Insurances offers public liability cover for a wide range of businesses, large and small.


Sagar Insurances offers public liability cover for a wide range of businesses, large and small. Accidents happen, some of them preventable, and others come from unforeseen risks. Public liability is crucial in protecting businesses against claims made by the public, following an accident, helping you to get your business back up and running as quickly as possible.

What does Public Liability Insurance cover?

  • Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for such things as personal injury and loss of or damage to property.
  • Public liability covers you for claims made against you by members of the public or other businesses, but not for claims by employees. While public liability insurance is generally voluntary, employers’ liability insurance is compulsory.
  • It is designed to compensate an insured in respect of claims for legal liability from members of the public or companies who may suffer due to their negligence or that of their employees.

What You Need to Know:

This type of cover is provided for damages, as well as costs and expenses incurred in the event of a claim for injury or for damage to property.
Any company can have situations surrounding and incorporating it where a member of the public may incur an injury, which they can allege is the fault of the owners of the business, or their employees.
It can cover bodily injury, death, disease, or illness as well as loss of or damage to property which happens in connection business insured occurring during the period of insurance.

Public Liability Policies from Sagar

  • Sagar Insurances offer flexible insurance policies which can cover a wide range of businesses and the many products and services they offer to the public.
  • Generally, premiums are calculated on estimated annual wages and/or turnover, and then adjusted at the end of the policy period based on actual declared figures resulting in an end of year premium adjustment
  • Personal Public Liability insurance protects businesses from claims that could potentially cost thousands of pounds and even cause businesses to cease trading. Accidents and injuries can happen, but with the right level of cover from Sagar Insurances, you can ensure that you are prepared for anything.

Contact us today!

For a bespoke insurance quote or for more information on the areas we cover, call us on:

  • Commercial: 01282858285
  • Personal: 01282858286

Or send your enquiry, we will get in touch as soon as possible.