Employment Practices Liability Insurance

Sagar Insurances offers Employment Practice Liability to ensure that the costs are covered in the case of an employment tribunal being taken out by a current or past employee.

Employment Tribunal cases are becoming more prevalent and expensive, as the caps on awards are increased each year. Businesses need to consider covering against the defence costs as well as potentially the employees’ costs (if they lose the case) of defending an Employment Tribunal. Employment Practice Liability Insurance helps protect the company and management by meeting damages, judgements, settlements and defence costs for many types of violations.

What Employment Practice Liability Insurance covers:

    • Employment Practice Liability Insurance covers against the costs of defending wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.


    • In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation. The policies cover directors and officers, management personnel, and employees as insureds.


    • Although Employment Practice Liability Insurance is available as a stand-alone coverage, it is also frequently sold as part of a Directors and Officers Liability package policy.


Insure Employment Practice Liability Insurance with Sagar Insurances

Sagar Insurances are a member of a trusted, national network who place over £600 million into the insurance market each year and have been providing our services to local businesses for over 60 years.

To enquire about Employment Practice Liability Insurance for your business, simply fill in the contact form below and a member of the team will be in touch. Alternatively, you can call us direct on 01282 858250.