Sagar Insurance’s computer insurance covers loss or damage to computer or ancillary equipment whilst at the insured’s premises or on an all risks basis. Computer insurance is not generally included within your contents cover.
Policies from Sagar Insurances protect companies against the loss or damage to their computer equipment due to loss, damage or destruction caused because of an insured peril.
Computer Insurance: What you need to know
Computer Insurance provides business’ protection for their computer equipment as well as their systems records whilst at the insured’s premises or anywhere in the world.
Computer hardware can be covered by the material damage policy. However, additional covers are often required e.g. reinstatement of data, hire of alternative equipment, cost of reverting to a manual system, or portable equipment / devices.
This cover would include any additional rental cost of computer equipment and ancillary equipment following an insured loss. Incompatibility of computer records would also be covered following loss or damage.
Why does you business need Computer Insurance?
If your business operates using computer equipment (whether at the business or away from the premises) and there is a loss or damage caused to this equipment or computer records, this cover would insure you up to the declared sums insured value.
Without this comprehensive cover from Sagar, your business could struggle to replace the damaged or stolen equipment. This could result in a loss of earnings as you aren’t able to continue with day-to-day operations.
Get in touch with Sagar Insurances
If you would like to speak to someone to find out more about computer insurance and the protection it offers your business, then speak to a member of the Sagar Insurances team. Call today on 01282 858 279 or contact us online.