
Policies
Our specialists work with customers to find the right policy to insure what matters to them. Our team has extensive experience in providing a wide range of insurance policies, including personal, building and motor.
Our policies
Statutory Engineering Inspection Cover
Plant and machinery needs to be inspected periodically to meet the statutory requirements for workplaces in the UK. They ensure the safety of employees and the public. The statutory inspection cover from Sagar Insurances can include sudden and unforeseen damages to plant and machinery.
Business Interruption Insurance
Sagar’s Business Interruption insurance covers for the loss of income resulting from an inability to trade following a material damage loss. Cover will pay rent, wages and all necessary over-heads as additional expenses, whilst a company is unable to trade.
Travel Insurance
Sagar’s travel insurance covers medical expenses for trips abroad, together with luggage, money, accidents, delays, personal liability etc. The policy can be written per trip or for all trips for individuals (single couples or family), or on a group basis for all employees travelling.
Engineering Plant Damage Insurance
Sagar’s engineering plant damage cover provides indemnity against breakdowns, explosions, collapses and damage from accidental causes that requires repair or replacement.
Engineering Consequential Loss
Many UK businesses do not have consequential loss insurance which can protect your organisation in the event of a serious event, such as a fire.
Product Recall insurance & Cover Against Guarantee and Tamper
When it is discovered that a product has a dangerous fault, it is necessary to recall the product so that it might be repaired or replaced.
Intellectual Property Insurance Coverage
In any business, intellectual property is one of your most valuable assets and it is important to protect against the risks of third party infringement.
Performance Bonds Insurance
A performance Bond covers the damages suffered by the customer in the event of a non-performance of contract by the contractor.
Credit Insurance & Trade Credit
Cover against companies failing to pay you due to liquidation or receivership.
Employers Liability Insurance
Employers are responsible for the health and safety of their employees while they are at work.
Personal Accident (Individual, Group and Keyman)
Sagar Insurances offers Personal accident cover to help individuals receive compensation for accidental bodily injury.
Environmental Liability Insurance
Sagar Insurances offers Environmental Liability Insurance to businesses of all sizes. No matter how careful you are as a business, unforeseen environmental impacts can still occur.
Marine Insurance
Sagar’s marine cargo insurance protects your business when sending items of any kind to destinations via the sea.
Gap Insurance Policy
GAP Insurance (RTI) is arranged by: LawShield UK Ltd with UK General Insurance Limited on behalf of Ageas Insurance Limited.
Directors and Officers Insurance
Directors and Officers Insurance protects directors, officers and other employees with managerial responsibilities from costs that they may become personally liable to pay
Public Liability Insurance
Sagar Insurances offers public liability cover for a wide range of businesses, large and small.
Deterioration of Stock/Frozen food
At Sagar Insurances we provide extensive Deterioration of Stock cover, ensuring that you and your business are protected, should anything go wrong.
Contractors All Risk Insurance
Covers loss of or damage to the contract works (excluding existing structures), contract materials and with options to include including hired-in plant, plant and tools owned by you or for which you are contractually responsible.
Car Insurance
Your motor vehicle is important to you and your family and therefore you need to make sure you get the right cover. At Sagar Insurances, we only deal with high quality insurers and our Personal Lines team are here to give you the right advice to suit your needs.
Fleet Insurance
Here at Sagar Insurances we have access to numerous fleet insurance markets including Lloyd’s for those that are involved in specialised activities.
Fidelity Guarantee Insurance
Sagar Insurances provides fidelity insurance for mid to large sized companies. We understand that all businesses are at risk from cyber crime and theft from employees. No matter how careful you are, details can slip through the net. However, with fidelity insurance, you can claim for anything you have lost and begin to resume business as normal.
Goods in Transit Insurance
Sagar Insurances offers Goods in Transit Insurance to protect you against damage that may incur whilst transporting stock or goods from one place to another.
Motor Trade Road Risks Insurance
At Sagar Insurances, we offer extensive Road Risk cover, ensuring that your business vehicles are protected should anything go wrong. If you are dependent on vehicles in the day-to-day running of your business, you may benefit from Road Risk cover from Sagar Insurances.
Motor Trade Internal Risks Insurance (Non Road)
At Sagar Insurances, we understand that the non-road of a motor vehicle can be detrimental to a business, especially if you have fleet vehicles or company cars.
Terrorism Insurance for Businesses
Sagar Insurances offers Terrorism cover to businesses, in order to help repair and rebuild any property destroyed in the event of a terrorist attack.
Material Damage & Theft Cover
Sagar Insurances provides protection for damage or theft. You never know when an accident such as a fire, flood or earthquake could strike, so it pays to be prepared.
Cyber Liability Insurance
All businesses insure their property and their assets but many do not cover their data. Data is incredibly important and you are often responsible for its safety.
Professional Indemnity Insurance
We provide cover for legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded
Property Owners Liability
Policies from Sagar offer this section of cover as part of your buildings insurance which is usually offered at £2,000,000 but can increase up to £10,000,000 if required. If you own land then this section of cover can be offered as a standalone policy.
Classic Car Insurance
Classic car policies can be confusing, especially as it is a niche area. Our team will bring you the best policies and go through the small print together, so you only sign an insurance package if you are happy.
Contact us today!
For a bespoke insurance quote or for more information on the areas we cover, call us on:
- Commercial: 01282858285
- Personal: 01282858286
Or send your enquiry, we will get in touch as soon as possible.