Policies

Plant and machinery needs to be inspected periodically to meet the statutory requirements for workplaces in the UK. They ensure the safety of employees and the public. The statutory inspection cover from Sagar Insurances can include sudden and unforeseen damages to plant and machinery.

Sagar’s Business Interruption insurance covers for the loss of income resulting from an inability to trade following a material damage loss. Cover will pay rent, wages and all necessary over-heads as additional expenses, whilst a company is unable to trade.

Sagar’s travel insurance covers medical expenses for trips abroad, together with luggage, money, accidents, delays, personal liability etc. The policy can be written per trip or for all trips for individuals (single couples or family), or on a group basis for all employees travelling.

Sagar’s engineering plant damage cover provides indemnity against breakdowns, explosions, collapses and damage from accidental causes that requires repair or replacement.

Many UK businesses do not have consequential loss insurance which can protect your organisation in the event of a serious event, such as a fire.

When it is discovered that a product has a dangerous fault, it is necessary to recall the product so that it might be repaired or replaced.

In any business, intellectual property is one of your most valuable assets and it is important to protect against the risks of third party infringement.

A performance Bond covers the damages suffered by the customer in the event of a non-performance of contract by the contractor.

Cover against companies failing to pay you due to liquidation or receivership.

Employers are responsible for the health and safety of their employees while they are at work.

Sagar Insurances offers Personal accident cover to help individuals receive compensation for accidental bodily injury.

Sagar Insurances offers Environmental Liability Insurance to businesses of all sizes. No matter how careful you are as a business, unforeseen environmental impacts can still occur.

Sagar’s marine cargo insurance protects your business when sending items of any kind to destinations via the sea.

GAP Insurance (RTI) is arranged by: LawShield UK Ltd with UK General Insurance Limited on behalf of Ageas Insurance Limited.

Directors and Officers Insurance protects directors, officers and other employees with managerial responsibilities from costs that they may become personally liable to pay

Sagar Insurances offers public liability cover for a wide range of businesses, large and small.

At Sagar Insurances we provide extensive Deterioration of Stock cover, ensuring that you and your business are protected, should anything go wrong.

Covers loss of or damage to the contract works (excluding existing structures), contract materials and with options to include including hired-in plant, plant and tools owned by you or for which you are contractually responsible.

Your motor vehicle is important to you and your family and therefore you need to make sure you get the right cover. At Sagar Insurances, we only deal with high quality insurers and our Personal Lines team are here to give you the right advice to suit your needs.

Here at Sagar Insurances we have access to numerous fleet insurance markets including Lloyd’s for those that are involved in specialised activities.

Sagar Insurances provides fidelity insurance for mid to large sized companies. We understand that all businesses are at risk from cyber crime and theft from employees. No matter how careful you are, details can slip through the net. However, with fidelity insurance, you can claim for anything you have lost and begin to resume business as normal.

Sagar Insurances offers Goods in Transit Insurance to protect you against damage that may incur whilst transporting stock or goods from one place to another.

At Sagar Insurances, we offer extensive Road Risk cover, ensuring that your business vehicles are protected should anything go wrong. If you are dependent on vehicles in the day-to-day running of your business, you may benefit from Road Risk cover from Sagar Insurances.

At Sagar Insurances, we understand that the non-road of a motor vehicle can be detrimental to a business, especially if you have fleet vehicles or company cars.

Sagar Insurances offers Terrorism cover to businesses, in order to help repair and rebuild any property destroyed in the event of a terrorist attack.

Sagar Insurances provides protection for damage or theft. You never know when an accident such as a fire, flood or earthquake could strike, so it pays to be prepared.

All businesses insure their property and their assets but many do not cover their data. Data is incredibly important and you are often responsible for its safety.

We provide cover for legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded

Policies from Sagar offer this section of cover as part of your buildings insurance which is usually offered at £2,000,000 but can increase up to £10,000,000 if required. If you own land then this section of cover can be offered as a standalone policy.

Classic car policies can be confusing, especially as it is a niche area. Our team will bring you the best policies and go through the small print together, so you only sign an insurance package if you are happy.